| THREE OF YOU TOGETHER TODAY TO |
6.54 |
Jump to 126.309 |
CARDINAL
THREE
|
| REGULATORY RULES IN 2018, 2019, |
7.941 |
Jump to 143.76 |
DATE
2018
DATE
2019
|
| 2020. |
0.734 |
Jump to 151.601 |
DATE
2020
|
| >>> THE LAST TWO MONTHS HAVE |
4.772 |
Jump to 169.285 |
|
| SHAKEN THE BANK SECOND SORE. |
6.24 |
Jump to 173.556 |
ORDINAL
SECOND
|
| WE EXPERIENCED THREE OF THE |
4.905 |
Jump to 179.896 |
|
| SEEN IN MY LIFETIME, TEN |
7.841 |
Jump to 234.084 |
ORG
LIFETIME
CARDINAL
TEN
|
| HAPPENS, TEN INTEREST RATE |
2.569 |
Jump to 242.025 |
CARDINAL
TEN
|
| SYSTEM EXPERIENCED TWO OF THE |
2.135 |
Jump to 278.762 |
CARDINAL
TWO
|
| THE PAST TWO YEARS COULD HAVE |
6.373 |
Jump to 316.633 |
DATE
TWO YEARS
|
| LOOKING FOR A BANK OF $200 |
6.039 |
Jump to 399.149 |
MONEY
200
|
| BILLION. |
3.037 |
Jump to 405.021 |
|
| INSTITUTION HAD 31 OPEN |
4.871 |
Jump to 457.941 |
CARDINAL
31
|
| FAILED, WHICH IS ABOUT THREE |
2.57 |
Jump to 462.912 |
|
| THAT IS 31 NOTICES THAT YOU |
9.242 |
Jump to 465.582 |
CARDINAL
31
|
| SIDE AND COMPLETE 2006. |
4.271 |
Jump to 524.941 |
DATE
2006
|
| HE JOINED 30 YEARS AGO AND |
9.977 |
Jump to 639.155 |
DATE
30 YEARS AGO
|
| FEBRUARY 16th MUCH THIS YEAR |
3.303 |
Jump to 661.611 |
DATE
FEBRUARY 16th
|
| EFFECTIVE MARCH 1st. |
3.737 |
Jump to 664.514 |
|
| APRIL 2022 AFTER SIGNATURE WAS |
5.672 |
Jump to 678.428 |
DATE
APRIL 2022
|
| WOULD HEAR FROM THE TWO OF YOU |
4.104 |
Jump to 708.825 |
CARDINAL
TWO
|
| I WAS AN EMPLOYEE FOR 30 YEARS |
7.308 |
Jump to 744.627 |
DATE
30 YEARS
|
| AND CEO FOR THE LAST 12 BEFORE |
7.708 |
Jump to 746.796 |
DATE
LAST 12
|
| I CARE DEEPLY ABOUT THE 8,000 |
4.571 |
Jump to 754.604 |
CARDINAL
8,000
|
| WE GROW FROM 45 BILLION IN |
4.504 |
Jump to 836.753 |
MONEY
45 BILLION
|
| ASSET FROM $41 BILLION IN |
2.502 |
Jump to 838.989 |
MONEY
$41 BILLION
|
| WITH NEAR ZERO INTEREST RATES, |
9.743 |
Jump to 851.434 |
|
| MORE THAN 5 TRILLION OF NEW |
7.475 |
Jump to 854.27 |
|
| BY THE END OF 2020, IT HAD |
5.272 |
Jump to 863.747 |
DATE
2020
|
| GROWN AND THEN IT GROW TO 212 |
3.003 |
Jump to 866.282 |
CARDINAL
212
|
| BILLION. |
6.506 |
Jump to 869.119 |
|
| RAISED MORE THAN $8 BILLION OF |
5.539 |
Jump to 875.725 |
|
| NEW CAPITAL IN 2021. |
3.304 |
Jump to 879.195 |
DATE
2021
|
| IMPORTANTLY, THROUGHOUT 2020 |
2.67 |
Jump to 881.364 |
ORG
IMPORTANTLY
DATE
2020
|
| AND LATE 2021, THE MESSAGING |
2.669 |
Jump to 882.599 |
DATE
LATE 2021
|
| 90% WITH THE VARIABLE RATE. |
8.642 |
Jump to 918.168 |
PERCENT
90%
|
| OTHER BANKS INVESTED 2.3 |
9.076 |
Jump to 920.236 |
CARDINAL
2.3
|
| TRILLION OF THE SECURITY'S |
5.272 |
Jump to 926.91 |
|
| $42 BILLION IN DEPOSITS BEING |
5.372 |
Jump to 964.814 |
MONEY
$42 BILLION
|
| WITHDRAWN FROM SVB IN TEN HOURS |
6.039 |
Jump to 969.653 |
TIME
TEN HOURS
|
| OR ROUGHLY $1 MILLION EVERY |
5.639 |
Jump to 970.286 |
MONEY
ROUGHLY $1 MILLION
|
| SECOND. |
0.767 |
Jump to 975.792 |
ORDINAL
SECOND
|
| OVER TWO DAYS OF APPROXIMATELY |
4.938 |
Jump to 976.026 |
DATE
TWO DAYS
|
| 80% OF DEPOSITS WERE REQUESTED |
4.804 |
Jump to 976.66 |
PERCENT
80%
|
| WAS $18 BILLION IN DEPOSITS IN |
4.672 |
Jump to 987.103 |
MONEY
$18 BILLION
|
| 16 DAYS. |
5.673 |
Jump to 991.641 |
DATE
16 DAYS
|
| IN 2000 I COFOUNDED SIGNATURE |
1.735 |
Jump to 1066.316 |
DATE
2000
|
| THAT WENT FROM 40 MILLION OF |
5.639 |
Jump to 1120.637 |
CARDINAL
40 MILLION
|
| $100 MILLION NO DEPOSITS. |
3.938 |
Jump to 1129.512 |
MONEY
$100 MILLION
|
| IN 2018, WE BEGAN ACCEPTING |
4.972 |
Jump to 1142.258 |
DATE
2018
|
| IN THE LATTER PART OF 2022, THE |
7.174 |
Jump to 1224.741 |
DATE
2022
|
| ON MARCH 7th, THE BANK WITH |
4.638 |
Jump to 1251.668 |
|
| DEPOSITORS WITHDREW $16 BILLION |
4.705 |
Jump to 1266.516 |
ORG
WITHDREW
MONEY
$16 BILLION
|
| FOR 22 YEARS, WE PLAYED AN |
5.506 |
Jump to 1329.612 |
DATE
22 YEARS
ORG
WE PLAYED AN
|
| MARCH 12th, 2023 WAS A |
3.537 |
Jump to 1344.06 |
DATE
MARCH 12th
DATE
2023
|
| I FIRST WORKED AT FIRST |
4.488 |
Jump to 1368.468 |
|
| NEARLY EIGHT YEARS AND THEN |
3.604 |
Jump to 1373.056 |
|
| JOINED SIGNATURE BANK IN 2000. |
4.371 |
Jump to 1374.958 |
DATE
2000
|
| IN 2021, I TRANSITIONED TO THE |
7.675 |
Jump to 1409.225 |
DATE
2021
|
| IN APRIL 2022, I JOINED THE |
6.407 |
Jump to 1418.501 |
DATE
APRIL 2022
|
| AND MARCH 1st, 2023, 11 DAYS |
9.943 |
Jump to 1425.008 |
DATE
MARCH 1st, 2023
DATE
11 DAYS
|
| ROLE FOR APPROXIMATELY 2,000 OF |
1.968 |
Jump to 1512.529 |
|
| ASTOUNDING GROWTH FROM 2019 TO |
4.437 |
Jump to 1520.437 |
DATE
2019 TO
|
| 2021, THE ASSETS GREW 198 |
3.57 |
Jump to 1522.639 |
DATE
2021
CARDINAL
198
|
| PERCENT, SIX TIMES THE MEDIAN |
2.269 |
Jump to 1524.974 |
ORG
PERCENT
ORG
SIX TIMES
|
| THE FEDS SAID THERE WER 31 RED |
5.539 |
Jump to 1589.873 |
ORG
WER
CARDINAL
31
|
| VALLEY BANK WAS SIX TIMES |
5.906 |
Jump to 1598.748 |
ORG
VALLEY BANK
CARDINAL
SIX
|
| OFFICER, IT TAKES SIX TO NINE |
5.539 |
Jump to 1706.523 |
CARDINAL
SIX TO
|
| WE HAD TWO COVERAGE. |
3.169 |
Jump to 1714.431 |
CARDINAL
TWO
|
| WE HAD THE OFFICER OF THE ZERO |
4.804 |
Jump to 1715.065 |
|
| CONSULTANT THROUGH OCTOBER 1 TO |
4.271 |
Jump to 1727.277 |
DATE
OCTOBER 1 TO
|
| >> ONE OF SIGNATURE BANKS FATAL |
6.006 |
Jump to 1733.283 |
|
| 60 CLIENTS HELD 40% OF THE |
5.172 |
Jump to 1769.352 |
CARDINAL
60
PERCENT
40%
|
| TOTAL DEPOSITS AND FOUR BEING |
3.57 |
Jump to 1771.254 |
CARDINAL
FOUR
|
| FOR 16%. |
3.537 |
Jump to 1774.624 |
PERCENT
16%
|
| THAT WENT FROM ZERO TO SEVERAL |
5.205 |
Jump to 1850.567 |
|
| THOUSAND CLIENTS. |
2.502 |
Jump to 1855.372 |
CARDINAL
THOUSAND
|
| INDUSTRY WHERE 90% OF YOUR |
4.138 |
Jump to 1880.096 |
ORG
INDUSTRY
PERCENT
90%
|
| WHEN YOU'RE A $50 BILLION BANK, |
6.273 |
Jump to 1888.004 |
PERSON
YOU'RE A
MONEY
$50 BILLION
|
| WHEN YOU GET TO $200 BILLION, |
3.404 |
Jump to 1894.944 |
MONEY
$200 BILLION
|
| ONE IS ON THE LEVEL OF |
2.403 |
Jump to 1935.251 |
CARDINAL
ONE
|
| I'VE BEEN AT THE BANK FOR 30 |
4.137 |
Jump to 1937.754 |
CARDINAL
30
|
| >> IF YOU LOOK BACK 20 YEARS |
9.943 |
Jump to 1961.211 |
DATE
20 YEARS
|
| DEPOSITS 15 YEARS AGO, 20 YEARS |
0.734 |
Jump to 1971.254 |
DATE
15 YEARS AGO
DATE
20 YEARS
|
| UNINSURED WERE ROUGHLY 85 OR |
5.506 |
Jump to 1977.927 |
CARDINAL
85
|
| 90% OF OUR BALANCE SHEET. |
5.072 |
Jump to 1982.999 |
PERCENT
90%
|
| ONE OF THE THINGS THAT WE HAVE |
7.24 |
Jump to 1993.877 |
CARDINAL
ONE
|
| >> ONE IS OUR CAPITAL LEVELS |
6.674 |
Jump to 2021.404 |
|
| TO SPEAK FROM 2021 ALL THE WAY |
4.738 |
Jump to 2068.685 |
DATE
2021
ORG
WAY
|
| TO 2022. |
4.972 |
Jump to 2073.256 |
|
| YOUR BORROWING CAPACITY 300%. |
9.276 |
Jump to 2079.262 |
PERCENT
300%
|
| HAD BORROWING CAPACITY OF 69 |
6.707 |
Jump to 2088.638 |
CARDINAL
69
|
| BILLION AND ROUGHLY $80 BILLION |
5.372 |
Jump to 2091.741 |
MONEY
$80 BILLION
|
| IN HISTORY, 40% OF THE OUTFLOWS |
4.337 |
Jump to 2110.16 |
PERCENT
40%
|
| >> I THINK THIS $42 BILLION IN |
6.573 |
Jump to 2143.293 |
MONEY
$42 BILLION
|
| SIX HOURS AND HOW THAT WAS |
6.807 |
Jump to 2145.128 |
TIME
SIX HOURS
|
| 24/7, 365 DAY EXERCISE. |
3.904 |
Jump to 2186.269 |
CARDINAL
24/7
|
| INSTITUTIONS AND BANKING 101. |
6.106 |
Jump to 2214.13 |
|
| THAT WAS AT $35 BILLION. |
9.609 |
Jump to 2223.073 |
MONEY
$35 BILLION
|
| IN 2022, WE RECEIVED FEEDBACK |
5.806 |
Jump to 2377.56 |
DATE
2022
|
| COURSE OF 22. |
6.773 |
Jump to 2406.256 |
CARDINAL
22
|
| REPORT RELEASED ON APRIL 28th. |
4.771 |
Jump to 2499.416 |
DATE
APRIL 28th
|
| I NEVER HEARD IS A BANKING 101 |
5.839 |
Jump to 2543.059 |
|
| BANKING 101 ISSUE. |
6.04 |
Jump to 2562.645 |
|
| 12th. |
2.369 |
Jump to 2601.251 |
|
| TWO PARTS OF IT. |
4.571 |
Jump to 2615.899 |
CARDINAL
TWO
|
| ONE IS LIQUIDITY RISK AND THE |
4.438 |
Jump to 2616.299 |
CARDINAL
ONE
|
| OF 2021 AND PART OF THE STORY |
9.142 |
Jump to 2621.438 |
DATE
2021
|
| MIDDLE OF 2022. |
4.07 |
Jump to 2652.469 |
|
| >> BUT IN MAY OF 2022, THE |
5.038 |
Jump to 2654.104 |
DATE
MAY OF 2022
|
| FEDERAL RESERVED THREE GOVERNS, |
5.439 |
Jump to 2656.639 |
CARDINAL
THREE
|
| BY AUGUST 31st OF 2022. |
4.738 |
Jump to 2665.048 |
DATE
AUGUST 31st OF 2022
|
| NOVEMBER 2022, IS ISSUED AN |
14.882 |
Jump to 2730.847 |
DATE
NOVEMBER 2022
|
| ACTION BY JUNE 30th OF 2023. |
5.472 |
Jump to 2753.47 |
DATE
JUNE 30th OF 2023
|
| RESPOND TO 2023, DID THAT |
4.037 |
Jump to 2770.654 |
|
| >> I THINK THE 30 SOMED TO |
2.169 |
Jump to 2826.509 |
CARDINAL
30
|
| IN THE PAST TWO YEARS, THE |
7.074 |
Jump to 2868.351 |
DATE
TWO YEARS
|
| ONE, NOT WORKS BUT 30 |
5.706 |
Jump to 2875.525 |
CARDINAL
30
|
| EXECUTIVED EXECUTIVES SOLD $40 |
5.739 |
Jump to 2896.68 |
MONEY
40
|
| MILLION OF STOCK. |
3.07 |
Jump to 2902.085 |
|
| 30 DIFFERENT SUPERVISOR |
2.903 |
Jump to 2940.29 |
CARDINAL
30
ORG
DIFFERENT
|
| IN JANUARY OF 2023, YOUR FIRM'S |
6.707 |
Jump to 2958.041 |
DATE
JANUARY OF 2023
|
| PERFORMANCES IN 2022. |
4.371 |
Jump to 2966.483 |
DATE
2022
|
| THEY ARE PAID ON MARCH 10th, |
4.905 |
Jump to 2967.751 |
DATE
MARCH 10th
|
| PAID ON MARCH 10th? |
2.569 |
Jump to 2977.894 |
DATE
MARCH 10th
|
| CORPORATE NEEDS OF A $43 |
10.778 |
Jump to 3102.118 |
MONEY
43
|
| BILLION BANK AND $110 BILLION |
4.438 |
Jump to 3108.658 |
MONEY
$110 BILLION
|
| SO I DIDN'T THINK THAT A $51 |
6.106 |
Jump to 3119.336 |
MONEY
51
|
| BILLION BANK SHOULD BE |
4.772 |
Jump to 3124.607 |
|
| REGULATED AS A $2 TRILLION |
4.037 |
Jump to 3125.542 |
ORG
REGULATED AS
MONEY
$2 TRILLION
|
| >> YOUR BANK HAD 55% OF ITS |
5.105 |
Jump to 3183.033 |
PERCENT
55%
|
| YOU PUT ALL YOUR EGGS IN ONE |
3.169 |
Jump to 3332.716 |
CARDINAL
ONE
|
| YOU PUT ALL OF YOUR EGGS IN ONE |
3.069 |
Jump to 3336.086 |
CARDINAL
ONE
|
| ORGANIZED BY 300 OF MY |
2.836 |
Jump to 3494.077 |
CARDINAL
300
|
| LET ME TURN FIRST TO MR. |
1.468 |
Jump to 3549.165 |
|
| END OF 2021. |
4.204 |
Jump to 3587.037 |
DATE
2021
|
| FEBRUARY 2023, MY RECOLLECTION |
5.639 |
Jump to 3598.648 |
DATE
FEBRUARY 2023
|
| OF ONE THAT WE EXPECTED TO |
4.07 |
Jump to 3605.255 |
CARDINAL
ONE
|
| MRA TOWARDS THE END OF 22. |
4.405 |
Jump to 3620.036 |
CARDINAL
22
|
| SINCE THAT IS ONE OF THE |
5.171 |
Jump to 3639.356 |
|
| COVERED THAT IN TWO WAYS. |
4.638 |
Jump to 3738.588 |
CARDINAL
TWO
ORG
WAYS
|
| ONE BY COVERING AND PUTTING |
3.203 |
Jump to 3741.558 |
CARDINAL
ONE
|
| 15. |
1.468 |
Jump to 3894.277 |
CARDINAL
15
|
| >> SENATOR, ONE POINT TO MAKE |
5.272 |
Jump to 3924.774 |
CARDINAL
ONE
|
| >> THE VAST MAJORITY, 95, 98% |
2.903 |
Jump to 3957.073 |
CARDINAL
95
PERCENT
98%
|
| MAYBE EVEN 99% OF THE |
3.971 |
Jump to 3958.641 |
PERCENT
99%
|
| SVB ON THAT FRIDAY, MARCH 10. |
4.304 |
Jump to 4046.83 |
DATE
MARCH 10
|
| I MARCH 9th, SIGNATURE BANK HAD |
4.204 |
Jump to 4071.054 |
DATE
MARCH 9th
ORG
SIGNATURE BANK
|
| $4.9 BILLION IN CASH AND -- |
4.504 |
Jump to 4072.489 |
MONEY
$4.9 BILLION
|
| ROUGHLY $25 BILLION IN |
3.27 |
Jump to 4075.358 |
MONEY
ROUGHLY $25 BILLION
|
| OVER THE WEEKEND OF MARCH 11 |
2.335 |
Jump to 4083.667 |
|
| AND 12, IT APPEARS SIGNATURE |
6.473 |
Jump to 4084.968 |
CARDINAL
12
|
| >> I'M LOOKING AT THE YEAR 2022. |
4.704 |
Jump to 4192.242 |
DATE
THE YEAR 2022
|
| YOUR END OF 2022 OWNERS OF $1.5 |
6.473 |
Jump to 4210.06 |
DATE
2022
MONEY
1.5
|
| MILLION. |
3.604 |
Jump to 4214.664 |
|
| RECEIVED A $1.5 MILLION BONUS |
4.404 |
Jump to 4222.272 |
MONEY
$1.5 MILLION
ORG
BONUS
|
| ONE POINT. |
2.436 |
Jump to 4231.681 |
CARDINAL
ONE
PRODUCT
POINT
|
| DURING 2022. AT LEAST TO MY |
6.907 |
Jump to 4236.853 |
DATE
2022
|
| PERFORMANCE IN 2022. |
4.438 |
Jump to 4255.505 |
DATE
2022
|
| IN 2022. |
4.504 |
Jump to 4284.868 |
DATE
2022
|
| IN 2022 LET SVB TO DO SOMETHING |
3.97 |
Jump to 4290.874 |
DATE
2022
|
| IN THE FIRST QUARTER IT UNWOUND |
7.308 |
Jump to 4294.944 |
|
| $5 BILLION IN -- AVAILABLE FOR |
8.008 |
Jump to 4297.981 |
MONEY
$5 BILLION
|
| THE SECOND QUARTER, IT DOWN |
5.672 |
Jump to 4306.089 |
|
| ANOTHER $6 BILLION IN HEDGES TO |
6.44 |
Jump to 4309.826 |
MONEY
$6 BILLION
GPE
HEDGES
|
| LOCK IN A $313 MILLION GAME. |
5.539 |
Jump to 4311.861 |
MONEY
$313 MILLION
|
| FOUR, FIVE, SIX, YEARS. |
6.573 |
Jump to 4335.552 |
DATE
FOUR, FIVE, SIX, YEARS
|
| ONE OF THE THINGS THEY |
2.77 |
Jump to 4427.51 |
CARDINAL
ONE
|
| BONUS OF $1.5 MILLION GIVEN THE |
6.239 |
Jump to 4489.406 |
MONEY
$1.5 MILLION
|
| SHOWING IN 2022 IN THE SHORT |
4.204 |
Jump to 4492.742 |
DATE
2022
|
| WE HAD IN 2022. |
5.272 |
Jump to 4512.262 |
DATE
2022
|
| THE FIRST PART OF THE QUESTION, |
2.803 |
Jump to 4546.396 |
ORDINAL
FIRST
|
| A QUESTION, FIRST OFF, FOR |
1.769 |
Jump to 4575.291 |
ORG
FIRST OFF
|
| BY JULY 2022, FOLLOWING THE |
6.039 |
Jump to 4590.04 |
DATE
JULY 2022
|
| THIS WAS IN JULY 2022. |
6.907 |
Jump to 4606.423 |
DATE
JULY 2022
|
| IN EARLY 2023, AND ENSLEY, THIS |
2.97 |
Jump to 4612.095 |
DATE
EARLY 2023
PERSON
ENSLEY
|
| IN 2023, THE SUPERVISORY REVIEW |
2.102 |
Jump to 4621.938 |
DATE
2023
|
| IF I CAN GIVE ONE EXAMPLE. |
4.271 |
Jump to 4792.442 |
CARDINAL
ONE
|
| THERE WERE 31 THAT HAVE BEEN |
5.639 |
Jump to 4809.793 |
|
| '21. |
3.17 |
Jump to 4822.739 |
DATE
'21
|
| '22, A VAST MAJORITY OF THOSE |
4.404 |
Jump to 4838.989 |
DATE
'22
|
| BELIEVE EVEN IN EARLY '23, MY |
7.007 |
Jump to 4843.493 |
DATE
23
|
| RECOLLECTION WAS THERE WAS ONE |
5.505 |
Jump to 4847.831 |
CARDINAL
ONE
|
| THREE BANK COLLAPSES LATER. |
5.606 |
Jump to 4890.44 |
CARDINAL
THREE
ORG
BANK COLLAPSES LATER
|
| FROM 2011 TO WHEN IT FAILED IN |
3.871 |
Jump to 4930.313 |
|
| IN 2019, THE YEAR AFTER |
9.943 |
Jump to 4934.284 |
DATE
2019
DATE
THE YEAR
|
| YOU GOT A 35% PAY BUMP. |
4.271 |
Jump to 4946.529 |
PERCENT
35%
ORG
BUMP
|
| NEARLY $3 MILLION. |
3.603 |
Jump to 4952.202 |
MONEY
NEARLY $3 MILLION
|
| GOT THE PAPER, NEARLY FIVE |
4.205 |
Jump to 4955.905 |
|
| HAD IN 2019. |
1.635 |
Jump to 4973.723 |
DATE
2019
|
| THE 10 TO 15. |
2.636 |
Jump to 4983.133 |
|
| >> 17. |
1.334 |
Jump to 4984.601 |
CARDINAL
17
|
| 17. |
1.568 |
Jump to 4985.869 |
CARDINAL
17
|
| THE SAME YEAR YOU GOT A $10 |
2.636 |
Jump to 4986.036 |
MONEY
10
|
| MILLION PAYCHECK, THE FED |
4.605 |
Jump to 4987.537 |
CARDINAL
MILLION
ORG
FED
|
| WARNED SVB OF 17 UNRESOLVED |
7.007 |
Jump to 4988.772 |
CARDINAL
17
|
| THAN FOUR YEARS LATER, IT HAD 31 |
4.905 |
Jump to 5012.295 |
DATE
FOUR YEARS
CARDINAL
31
|
| PUBLIC RECORD SHOWS, 31 |
4.071 |
Jump to 5017.3 |
CARDINAL
31
|
| FOUR-YEAR PERIOD. |
5.94 |
Jump to 5025.608 |
DATE
FOUR-YEAR
|
| ABOUT $20 BILLION. |
5.939 |
Jump to 5034.284 |
MONEY
ABOUT $20 BILLION
|
| HOW MUCH OF THE $40 MILLION |
5.505 |
Jump to 5050.667 |
MONEY
$40 MILLION
|
| ONE POINT AND THEN I WILL |
2.369 |
Jump to 5066.916 |
CARDINAL
ONE
|
| IT COSTS THE FDIC FUND $20 |
4.337 |
Jump to 5077.661 |
ORG
FDIC
MONEY
20
|
| BILLION. |
3.604 |
Jump to 5081.831 |
|
| YOU MADE $400 MILLION DOING |
3.537 |
Jump to 5082.098 |
MONEY
$400 MILLION
|
| QUOTED WAS $400 MILLION. |
1.502 |
Jump to 5110.193 |
MONEY
$400 MILLION
|
| >> $40 MILLION. |
0.968 |
Jump to 5110.96 |
MONEY
$40 MILLION
|
| >> HOW MUCH OF THE $40 MILLION |
2.536 |
Jump to 5116.199 |
MONEY
$40 MILLION
|
| TURN TO OUR NEXT ONE. |
2.102 |
Jump to 5134.15 |
|
| ENTIRETY OF ITS 22 YEAR |
3.97 |
Jump to 5142.726 |
CARDINAL
22
ORG
YEAR
|
| 22 YEARS. |
7.607 |
Jump to 5149.733 |
DATE
22 YEARS
|
| LET ME ASK YOU. IN 2019, ONCE |
8.408 |
Jump to 5150 |
DATE
2019
|
| DOES THE NUMBER 18 SOUND RIGHT? |
1.435 |
Jump to 5166.716 |
CARDINAL
18
|
| OF THE RISK COMMITTEE IN 2020, |
8.108 |
Jump to 5173.957 |
DATE
2020
|
| 2021 AND 2022 ONE SIGNATURE |
9.509 |
Jump to 5175.959 |
CARDINAL
2021
|
| SO FROM 2019 TO 2023, WHILE THE |
5.739 |
Jump to 5187.804 |
DATE
2019 TO 2023
|
| FDIC IDENTIFIED AN ADDITIONAL 45 |
4.938 |
Jump to 5191.041 |
ORG
FDIC
|
| RACKED UP MORE THAN $20 MILLION |
4.137 |
Jump to 5196.079 |
MONEY
$20 MILLION
|
| YOUR BANK CAUSE THE FUND TO $.5 |
2.837 |
Jump to 5207.223 |
MONEY
.5
|
| BILLION. |
2.769 |
Jump to 5209.893 |
|
| SO, HOW MUCH OF THE $20 MILLION |
5.706 |
Jump to 5210.193 |
MONEY
$20 MILLION
|
| BONUSES IN 2021? |
1.234 |
Jump to 5395.145 |
DATE
2021
|
| >> 2021, I BELIEVE WAS $3 |
11.712 |
Jump to 5396.479 |
ORG
BELIEVE
MONEY
3
|
| MILLION. |
8.408 |
Jump to 5400.684 |
|
| IN 2022, $1.5 MILLION. |
2.302 |
Jump to 5408.291 |
DATE
2022
MONEY
$1.5 MILLION
|
| >> YOU PAID YOURSELF A $1.5 |
2.403 |
Jump to 5409.292 |
MONEY
1.5
|
| MILLION CASH BONUS EVEN AS THE |
2.335 |
Jump to 5410.694 |
|
| STOCK PRICE FELL IN 2022. |
6.707 |
Jump to 5420.77 |
DATE
2022
|
| BONUS WAS STILL $1.5 BILLION |
2.302 |
Jump to 5427.577 |
MONEY
$1.5 BILLION
|
| $1.5 BILLION WHEN THE STOCK -- |
5.606 |
Jump to 5436.753 |
MONEY
$1.5 BILLION
|
| THE SECOND PART, I HELD FIVE |
3.57 |
Jump to 5453.069 |
ORDINAL
SECOND
CARDINAL
FIVE
|
| WERE WISE TO AWARD YOU $1.5 |
3.103 |
Jump to 5468.585 |
MONEY
1.5
|
| MILLION IN CASH BONUS WHEN -- |
3.269 |
Jump to 5470.02 |
|
| FEBRUARY 27, JUST COUPLE BUT |
2.736 |
Jump to 5496.446 |
DATE
FEBRUARY 27
|
| ISSUES IN 2016. |
2.736 |
Jump to 5504.754 |
DATE
2016
|
| HAVE EXPIRED IN MAY OF '23. |
5.539 |
Jump to 5507.59 |
DATE
MAY OF '23
|
| 23. |
4.371 |
Jump to 5513.229 |
CARDINAL
23
|
| $3.6 MILLION OR $3.5 MILLION. |
7.34 |
Jump to 5523.44 |
MONEY
$3.6 MILLION OR $3.5 MILLION
|
| >> 3 1/2 MILLION DOLLARS, WEEKS |
7.608 |
Jump to 5524.307 |
MONEY
3 1/2 MILLION DOLLARS
ORG
WEEKS
|
| 10B5-1 PLAN THAT WAS DONE JUST |
2.736 |
Jump to 5551.768 |
CARDINAL
10B5-1
|
| AFTER WE RELEASED OUR FOURTH |
2.002 |
Jump to 5553.403 |
|
| BANKING FEES BECAUSE OF THE $20 |
3.637 |
Jump to 5574.09 |
MONEY
20
|
| BILLION THE FDIC PUT INTO |
4.371 |
Jump to 5575.558 |
ORG
FDIC
|
| THREE TO $5 BILLION IN STOCK |
3.637 |
Jump to 5581.998 |
MONEY
THREE TO $5 BILLION
|
| >> ONE FINAL QUESTION, MR. |
1.535 |
Jump to 5606.456 |
GPE
MR
|
| THE FIRST FULL DAY AT YOUR BANK |
2.769 |
Jump to 5617.901 |
|
| WAS IN RECEIVERSHIP, THE FIRST |
3.937 |
Jump to 5619.469 |
ORDINAL
FIRST
|
| ONE OF TWO PLACES TO BE WITH |
1.669 |
Jump to 5651.267 |
CARDINAL
ONE
CARDINAL
TWO
|
| >> ONE FINAL QUESTION. |
4.271 |
Jump to 5657.64 |
|
| FROM ONE OF THE BIG FOUR |
6.006 |
Jump to 5784.601 |
CARDINAL
ONE
|
| >> SENATOR, ONE THE DECISIONS |
5.038 |
Jump to 5796.546 |
CARDINAL
ONE
ORG
DECISIONS
|
| 2021 MOSTLY. |
4.805 |
Jump to 5807.457 |
CARDINAL
2021
|
| UNTIL THE END OF '21 WHEN WE |
3.904 |
Jump to 5818.501 |
CARDINAL
21
|
| >> WAS THE FIRST TIME THAT THE |
3.169 |
Jump to 5950.1 |
ORDINAL
FIRST
|
| FED OR ANY OF THE THREE |
4.305 |
Jump to 5951.634 |
ORG
FED
CARDINAL
THREE
|
| THREE YEARS THIS WENT ON AND |
5.605 |
Jump to 6083.5 |
DATE
THREE YEARS
|
| SPENDING OVER THE PAST TWO |
2.803 |
Jump to 6140.49 |
CARDINAL
TWO
|
| YORK IN THE THE SECOND FED |
7.107 |
Jump to 6201.551 |
ORDINAL
SECOND
ORG
FED
|
| LISTED AS NUMBER ONE. |
7.007 |
Jump to 6238.922 |
|
| COMPARE THAT TO THE FIFTH |
2.202 |
Jump to 6246.596 |
|
| FOLLOWING THE PASSAGE OF S 2155 |
7.775 |
Jump to 6272.355 |
|
| -- ALL 12 ADDITIONS, I WOULD |
5.905 |
Jump to 6284.034 |
CARDINAL
12
|
| THE TIME THAT THE BANK HAD 31 |
4.037 |
Jump to 6317.367 |
CARDINAL
31
|
| THERE IS CLEARLY ONE METRIC WERE |
4.605 |
Jump to 6337.787 |
CARDINAL
ONE
|
| THAT THE 31 DEFICIENCIES ARE |
11.011 |
Jump to 6351.534 |
CARDINAL
31
|
| OFFICER FOR THE LAST EIGHT |
1.869 |
Jump to 6410.026 |
|
| MONTHS OF 22. |
1.435 |
Jump to 6411.561 |
CARDINAL
22
|
| OCTOBER '22 AND YOU MADE |
2.97 |
Jump to 6420.103 |
DATE
OCTOBER
|
| BEGINNING OF '21 AND BEGINNING |
5.272 |
Jump to 6439.556 |
|
| OF '22. |
1.902 |
Jump to 6444.461 |
DATE
'22
|
| BEST EXECUTIVE CAN IT TOOK SIX |
7.808 |
Jump to 6461.344 |
CARDINAL
SIX
|
| TO NINE MONTHS TO FIND THEM |
6.607 |
Jump to 6463.88 |
|
| WE DID TWO THINGS TO MAKE SURE |
1.868 |
Jump to 6470.587 |
CARDINAL
TWO
|
| ONE IS WE CREATED AN OFFICE OF |
3.17 |
Jump to 6472.555 |
CARDINAL
ONE
|
| SECOND THING WE DID, WE KEPT OUR |
8.042 |
Jump to 6481.097 |
CARDINAL
SECOND
|
| SO, YOU ARE DISMISSED FOR FIVE |
4.104 |
Jump to 6512.762 |
CARDINAL
FIVE
|
| PAGE SIX STATES ON THE ADVICE |
1.835 |
Jump to 6995.879 |
CARDINAL
SIX
|
| SELL YOUR PORTFOLIO FIRST. |
3.67 |
Jump to 6997.814 |
|
| INSTEAD HIRE A THIRD-PARTY |
3.404 |
Jump to 7028.411 |
ORG
HIRE
|
| ADVISOR IN MARCH 2023? >> |
5.205 |
Jump to 7077.06 |
DATE
MARCH 2023
|
| THE SECOND ONE ISTO SELL ALL |
5.305 |
Jump to 7120.904 |
ORDINAL
SECOND
CARDINAL
ONE
ORG
ISTO
|
| TO SELL THE SECURITI FIRST TO |
7.741 |
Jump to 7154.504 |
|
| THE FIRST SEENCEOF THE |
1.035 |
Jump to 7335.101 |
|
| DERARESERVE 118 PA |
2.703 |
Jump to 7335.735 |
CARDINAL
118
GPE
PA
|
| MILLION BONUS BACK? |
5.271 |
Jump to 7523.657 |
CARDINAL
MILLION
|
| 8000 EMPLOYEES AND THEIR |
1.435 |
Jump to 7541.074 |
CARDINAL
8000
|
| IF SO WILL YOU GET BACK TO $1.5 |
6.306 |
Jump to 7557.09 |
MONEY
1.5
|
| MILLION FROM YOUR FY 2022 |
3.137 |
Jump to 7560.927 |
|
| MAY 11, 2023 GAO REPORT, THE |
9.743 |
Jump to 7598.965 |
DATE
MAY 11
DATE
2023
ORG
GAO REPORT
|
| ON FRIDAY, MARCH 10 THAT LED TO |
2.702 |
Jump to 7790.357 |
ORG
ON FRIDAY
DATE
MARCH 10
|
| >> EVERY BACK WITH MORE THAN 5 |
1.268 |
Jump to 7868.134 |
CARDINAL
5
|
| BILLION IN UNINSURED DEPOSITS |
2.77 |
Jump to 7868.868 |
|
| >> SENATOR, ONE OF THE REASONS |
5.472 |
Jump to 7882.115 |
CARDINAL
ONE
|
| >> GIVE ME ONE. |
7.441 |
Jump to 7948.548 |
|
| >> ONE OF THE FACTORS WAS THE |
3.737 |
Jump to 7956.923 |
|
| >> ONE OF THEM. |
1.302 |
Jump to 7974.874 |
CARDINAL
ONE
|
| YOU MENTIONED DIGITAL ASSETS 10 |
5.739 |
Jump to 8016.316 |
ORG
DIGITAL
CARDINAL
10
|
| ABOUT 18% OF TOTAL DEPOSITS |
2.869 |
Jump to 8076.276 |
PERCENT
ABOUT 18%
|
| OUTFLOWS ON MARCH 10 WERE |
5.839 |
Jump to 8083.183 |
DATE
MARCH 10
|
| THE FIRST POINT TO DIGITAL |
4.572 |
Jump to 8102.435 |
ORDINAL
FIRST
ORG
DIGITAL
|
| >> YOU USED THE TERM 10 TIMES |
5.739 |
Jump to 8108.508 |
CARDINAL
10
ORG
TIMES
|
| >> YET ON MARCH 12 THERE WERE |
6.907 |
Jump to 8248.281 |
DATE
MARCH 12
|
| ABOUT 1 BILLION AND THERE WERE |
6.64 |
Jump to 8255.288 |
|
| ONLY ABOUT $4 BILLION IN ASSETS |
4.338 |
Jump to 8258.992 |
MONEY
ONLY ABOUT $4 BILLION
|
| THERE WERE REQUESTS FOR $18 |
8.308 |
Jump to 8269.669 |
MONEY
18
|
| MILLION IN DEPOSIT WITHDRAWALS |
7.808 |
Jump to 8270.837 |
|
| WAS THAT THE BANK HAD $29 |
5.706 |
Jump to 8288.121 |
MONEY
29
|
| BILLION IN AVAILABLE LIQUIDITY |
9.109 |
Jump to 8290.056 |
|
| CAN GET. BY DURING THE 2008 |
7.941 |
Jump to 8369.736 |
DATE
2008
|
| MISSING ONE PAYMENT. |
1.001 |
Jump to 8415.281 |
|
| 2022 MY COMPENSATION THAT WAS |
9.443 |
Jump to 8437.837 |
|
| LISTED WAS $9.9 MILLION. |
7.775 |
Jump to 8440.106 |
MONEY
$9.9 MILLION
|
| >> CLOSE TO $10 MILLION, |
1.135 |
Jump to 8447.38 |
MONEY
$10 MILLION
|
| >> IF I COULD CLARIFY 70% IS |
5.105 |
Jump to 8448.615 |
PERCENT
70%
|
| BEEN PAID OUT OVER 3-4 YEARS |
7.641 |
Jump to 8455.088 |
DATE
3-4
|
| $10 MILLION OVER A FEW YEARS. |
2.669 |
Jump to 8540.874 |
MONEY
$10 MILLION
DATE
A FEW YEARS
|
| I HELD FIVE TIMES THAT LEVEL |
4.271 |
Jump to 8621.221 |
|
| . ON MARCH 10 THAT WENT TO ZERO. |
9.01 |
Jump to 8627.66 |
|
| STOCK. ON MARCH 10 WHEN THE |
7.841 |
Jump to 8647.547 |
|
| STOCK WENT TO ZERO. |
9.142 |
Jump to 8652.052 |
|
| CHAIRMAN, I AM THE LAST ONE |
6.941 |
Jump to 8689.155 |
|
| >> THE LAST ONE. |
5.572 |
Jump to 8696.196 |
|
| THE BONES AFTER OVER TWO HOURS |
7.941 |
Jump to 8701.868 |
TIME
TWO HOURS
|
| THE SECOND BIGGEST BANK IN US |
3.671 |
Jump to 8723.923 |
ORDINAL
SECOND
GPE
US
|
| THIS ONE CRASH, WE WILL BAIL |
2.169 |
Jump to 8805.538 |
CARDINAL
ONE
|
| IT IS HARD TO BELIEVE A 30 YOUR |
2.97 |
Jump to 9003.503 |
CARDINAL
30
|
| DUE ONE WEEK FROM TODAY. |
3.103 |
Jump to 9040.206 |
ORG
DUE
DATE
ONE WEEK FROM TODAY
|
| RESPONSES 45 DAYS FROM THE DAY |
4.237 |
Jump to 9043.41 |
DATE
45 DAYS
|